🌾 Oxherd Ledger
Enquire Now
Terraced fields in morning light

Investment Income Education — Hong Kong

Understanding income from investments takes time. So does building it.

Three structured courses for Hong Kong adults in their 40s and 50s who want to think clearly about investment income — now and across the decades ahead.

Get Started View Courses
+852 2519 6384 [email protected]

What We Offer

Three courses, one thoughtful progression

Each programme builds on the last. You can begin where your knowledge is today, or work through all three at a pace that suits your schedule.

Foundations course
4 weeks  ·  HKD 1,580

Foundations of Investment Income

For those who want to understand the realistic landscape — what dividends, interest, rental returns, and total return actually mean, and how to calibrate expectations using historical examples.

Enquire About This Course
Portfolio building course
6 weeks  ·  HKD 2,280

Building a Diversified Income Portfolio

For those ready to construct a portfolio — covering dividend equities, bond portfolios, REITs, and cash, with attention to how each is treated for Hong Kong residents. Includes a written allocation exercise.

Enquire About This Course
Long-horizon planning course
10 weeks  ·  HKD 3,120

Long-Horizon Income Planning Programme

For learners thinking across three or four decades — real-terms income planning, partial withdrawal versus reinvestment discipline, cash buffers in different market conditions, and integration with MPF assets.

Enquire About This Course

Why Oxherd Ledger

What distinguishes this kind of education

Designed for Midlife Timelines

The programmes address the particular situation of people in their 40s and 50s — neither beginners nor near retirement, with real complexity ahead.

Calibrated Expectations

Every module uses historical data to show what investment income has realistically looked like across different periods and asset classes — not projections, but context.

Applied Exercises

You leave each course with written work — allocation exercises or a long-horizon plan — that reflects your own numbers, not a generic template.

Hong Kong Context Throughout

Tax treatment, MPF integration, and local market structures are woven into the curriculum — not added as a footnote.

Honest About Complexity

Income from investments is not straightforward, and these courses don't pretend otherwise. The goal is understanding, not reassurance.

Long-Horizon Framing

From a four-week introduction to a ten-week programme spanning decades of planning — each step prepares you to think further ahead with greater clarity.

Take the Next Step

Which course fits where you are today?

Send us a note and we can help you identify the right starting point for your situation and goals.

Get in Touch Course Details
+852 2519 6384 [email protected]

Common Questions

Things people ask before enrolling

Do I need any investment knowledge before starting?
The Foundations course is designed for people with limited formal knowledge of investment income — perhaps some experience of a savings account, MPF, or a managed fund, but no structured understanding. The later courses build on that foundation. If you are unsure which level suits you, the enquiry form is a good starting point.
Are these courses delivered online or in person?
Courses are offered in a structured format with written materials, guided exercises, and periodic review sessions. Please use the contact form to discuss the current delivery schedule and which options are available.
Will I receive advice on what to buy or invest in?
No. These are educational programmes. They are designed to help you understand investment income and think through your own situation — not to tell you which securities or funds to purchase. Participants are encouraged to consult a licensed financial adviser for specific product recommendations.
How much time should I set aside each week?
Roughly three to five hours per week, depending on the course and how thoroughly you engage with the exercises. The ten-week programme in particular benefits from a considered pace — the ideas take time to apply to your own numbers.
Can I take the courses in sequence?
Yes — all three programmes are designed to work together progressively. Many participants begin with the Foundations course and move through the full sequence. If you already have a working knowledge of income investment concepts, you may begin at the second or third level.
What is the refund or withdrawal policy?
Please refer to our Terms & Conditions for the full enrolment and withdrawal policy. In general, requests made before the course begins are handled differently from those made after materials have been accessed.

Our Location

Find Us in Central

16/F, Prosperity Tower, 39 Queen's Road Central, Central, Hong Kong

Get in Touch

We're glad to answer questions

Whether you'd like to discuss which course suits your situation, or simply want to know more before deciding, feel free to write.

Address

16/F, Prosperity Tower
39 Queen's Road Central
Central, Hong Kong

Office Hours

Monday – Friday: 9:00 am – 6:00 pm
Saturday: 10:00 am – 1:00 pm
Sunday & Public Holidays: Closed

Send Us a Message

By submitting this form, you agree to our Privacy Policy and Terms & Conditions.